You finally reach the point where you know something has to change. Maybe it’s persistent discomfort, difficulty chewing, or just not feeling like yourself when you smile. You’re ready to explore solutions. But then, just as you start to picture the relief and the renewed ease that treatment might bring, you’re hit with a number. And it’s higher than you expected. That moment of sticker shock can feel like an unexpected detour. You want to move forward, but suddenly the path feels uncertain. This is why we offer payment plans for dental implants. We understand that cost can feel like a roadblock, even when the need for care is clear. A payment plan allows you to prioritize your health while staying within your budget. It allows you to move forward at a pace that feels manageable, without putting your treatment on hold.
How Dental Implants Improve Your Oral Health
Dental implants are small titanium posts that we place directly into the jawbone to replace the root of a missing tooth. Once in place, the surrounding bone gradually fuses with the implant in a process known as osseointegration. This fusion provides two key benefits. First, it creates a strong and stable base for a crown, bridge, or denture. Second, it locks the implant into the jaw as the bone forms around it, replicating the secure anchoring of a natural tooth root.
Unlike removable options, a dental implant stays in place and functions like a natural tooth. In addition to restoring function, dental implants help protect the long-term health of your jawbone. After tooth loss, the bone in that area begins to shrink because it no longer receives the stimulation that a natural root provides. As the bone recedes, it can weaken the support for neighboring teeth and gradually change the alignment of your bite.
Over time, bone loss can also affect your appearance. When the jawbone diminishes, the cheeks and lips may begin to sag. This can lead to a sunken facial profile and more pronounced lines around the mouth, which often makes the face appear older. By preserving bone structure, implants help maintain the natural shape of your face and support a more youthful look.
Mini Dental Implants: A Cost-Effective Solution
Dental implants offer long-term benefits for your health, from preserving bone to restoring natural function and appearance. However, not all implants are the same. At the Aesthetic Associates Centre, Dr. Todd Shatkin perfected and patented the mini dental implant technique, providing patients with a more accessible and affordable alternative.
Mini dental implants are a smaller, less invasive version of traditional implants. They have fewer components but still provide the secure anchor needed to support replacement teeth. What makes them different is the simplicity of the process. Placement is quicker, recovery is easier, and results are reliable. Dr. Shatkin created the mini implant technique with the belief that “mini” should apply not only to the size of the implant, but also to the time and cost required to restore your smile.
Mini implants require less surgical preparation, allowing us to place them in a single appointment. Patients experience less discomfort, fewer complications, and a shorter recovery period. Because the procedure is less complex, the overall cost is often significantly lower than that of traditional implants.
Payment Plans for Dental Implants: What You Need To Know
Dental implants can dramatically improve your quality of life, but we understand that the upfront cost can be a concern. At our office, we make high-quality care more accessible by offering payment plans through several trusted third-party financing companies. These include CareCredit, Proceed Finance, Cherry, LendingClub, PatientFi, Affirm, and iFinance. Whether you have excellent credit or are still building it, there is likely a solution that fits your financial situation.
Here’s how our dental financing process works, step by step.
Step 1: Explore Payment Plans for Dental Implants
We collaborate with a range of third-party lenders that specialize in healthcare financing. These companies offer loans or lines of credit specifically designed to cover dental expenses. Depending on the lender, you may be provided revolving credit, fixed-rate loans, or promotional interest periods. Some patients also ask about in-house payment plans. While these may be available for certain procedures, most patients benefit from the wider range of options and terms offered by third-party companies.
Step 3: Apply for Financing
Once you’ve selected a lender, you can complete a short application either online or here in our office. You’ll be asked to provide basic personal information, details about your income, and in some cases, a credit check will be performed. Some companies, such as Cherry and Proceed Finance, often approve patients with lower credit scores and use soft credit checks for the initial pre-approval, which do not impact your credit.
If you are approved, the lender will present you with a loan offer. This includes the amount you qualify for, the interest rate, your monthly payment, and the repayment term length. Some plans offer promotional 0% interest if paid in full within a specific timeframe, such as six to 24 months. Others provide fixed-interest loans with predictable monthly payments. Proceed Finance and Lending Club, for example, specialize in structured, fixed-term loans for dental purposes.
Review the terms carefully. Look for details about interest rates, fees, penalties for missed or late payments, and any prepayment penalties. Choose the plan that best matches your budget and treatment timeline.
Step 4: Payment and Treatment
Once your plan is finalized, payment arrangements are made. In most cases, the financing company sends the payment directly to our office, allowing your treatment to begin without delay. In some cases, funds may be issued to you so that you can submit payment yourself. Either way, we’ll be ready to schedule your treatment as soon as your financing is confirmed.
After your treatment begins, you’ll start making monthly payments directly to the financing provider. Most companies offer an option to set up automatic payments, which can simplify the process and may even result in a small discount. Your monthly amount will be based on the terms you selected during the approval stage, so there won’t be any surprises.
Learn How Payment Plans for Dental Implants Can Work for You
Choosing dental implants means choosing long-term health, strength, and confidence. They protect your oral health, support your facial structure, and make it easier to enjoy everyday moments without discomfort or hesitation. With Dr. Shatkin’s innovative technique and our flexible payment plans, you can move forward with care that fits both your needs and your budget. Contact us today to book your free consultation!
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